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Board of Governors of the Federal Reserve System

The Federal Reserve, the central bank of the United States, provides the nation with a safe, flexible, and stable monetary and financial system.

Sections

About
the Fed
News
& Events
Monetary
Policy
- - Federal Open Market Committee
  - About the FOMC
  - Meeting calendars and information
  - Transcripts and other historical materials
  - FAQs
  - Monetary Policy Principles and Practice
  - Notes
  - Policy Implementation
  - Policy Normalization
  - Policy Tools
  - Reports
  - Monetary Policy Report
  - Beige Book
  - Federal Reserve Balance Sheet Developments
  - Review of Monetary Policy Strategy, Tools, and Communications
  - Overview
Supervision
& Regulation
- - Supervision & Regulation Letters
  - By Year
  - By Topic
  - Banking Applications & Legal Developments
  - Application Process
  - Board & Reserve Bank Action
  - Enforcement Actions & Legal Developments
  - Regulatory Resources
  - Regulations
  - Manuals
  - Basel Regulatory Framework
  - Volcker Rule
  - Education, Training, and Assistance
  - Banking & Data Structure
  - Beneficial Ownership reports
  - Large Commercial Banks
  - U.S. Offices of Foreign Entities
  - Financial Holding Companies
  - Interstate Branching
  - Securities Underwriting & Dealing Subsidiaries
  - Minority Depository Institutions
Financial
Stability
Payment
Systems
- - Reserve Bank Payment Services & Data
  - Automated Clearinghouse Services
  - Check Services
  - Currency and Coin Services
  - Daylight Overdrafts and Fees
  - FedNow® Service
  - Fedwire Funds Services
  - Fedwire Securities Services
  - Fiscal Agency Services
  - Master Account and Services Database
  - National Settlement Service
  - Financial Market Utilities & Infrastructures
  - Supervision & Oversight of Financial Market Infrastructures
  - Designated Financial Market Utilities
  - International Standards for Financial Market Infrastructures
  - Research, Reports, & Committees
  - Federal Reserve Payments Study (FRPS)
  - Payments Research
  - Reports
  - Payments System Policy Advisory Committee
Economic
Research
- - Meet the Researchers
  - Working Papers and Notes
  - Finance and Economics Discussion Series (FEDS)
  - FEDS Notes
  - International Finance Discussion Papers (IFDP)
  - Data, Models and Tools
  - Economic Research Data
  - FRB/US Model
  - Estimated Dynamic Optimization (EDO) Model
  - Survey of Consumer Finances (SCF)
Data
- - Bank Structure Data
  - Large Commercial Banks
  - Minority Depository Institutions
  - Structure and Share Data for the U.S. Offices of Foreign Banks
  - Business Finance
  - Commercial Paper
  - Finance Companies - G.20
  - New Security Issues, State and Local Governments
  - New Security Issues, U.S. Corporations
  - Dealer Financing Terms
  - Senior Credit Officer Opinion Survey on Dealer Financing Terms
  - Exchange Rates and International Data
  - Foreign Exchange Rates - H.10/G.5
  - International Summary Statistics
  - Securities Holdings and Transactions
  - Statistics Reported by Banks and Other Financial Firms in the United States
  - Structure and Share Data for U.S. Offices of Foreign Banks
  - Financial Accounts
  - Financial Accounts of the United States - Z.1
  - Household Finance
  - Consumer Credit - G.19
  - Household Debt Service Ratios
  - Mortgage Debt Outstanding
  - Survey of Consumer Finances (SCF)
  - Survey of Household Economics and Decisionmaking
  - Industrial Activity
  - Industrial Production and Capacity Utilization - G.17
  - Interest Rates
  - Selected Interest Rates - H.15
  - Micro Data Reference Manual (MDRM)
  - Micro and Macro Data Collections
  - Money Stock and Reserve Balances
  - Factors Affecting Reserve Balances - H.4.1
  - Money Stock Measures - H.6
  - Other
  - Yield Curve Models and Data
Consumers
& Communities
- - Regulations
  - Community Reinvestment Act (CRA)
  - All Regulations
  - Supervision & Enforcement
  - CA Letters
  - Enforcement Actions
  - Independent Foreclosure Review
  - Conferences
  - Research & Analysis
  - Survey of Household Economics and Decisionmaking
  - Research Publications & Data Analysis
  - Community Advisory Council
  - Resources for Consumers
  - Frauds and Scams
  - Mortgage and Foreclosure Resources
  - Federal Reserve Community Development Resources

Recent Developments

Adriana D. Kugler submits resignation as a member of the Federal Reserve Board, effective August 8, 2025
Press Release - 8/1/2025
Statement by Governor Christopher J. Waller
Speech - 8/1/2025
Statement by Vice Chair for Supervision Michelle W. Bowman
Speech - 8/1/2025
Federal Reserve Board joins other federal financial institution regulatory agencies in providing banks the flexibility to use an alternative method for collecting certain customer identification information
Press Release - 7/31/2025
Federal Reserve issues FOMC statement
Press Release - 7/30/2025
Opening remarks by Chair Powell at the Integrated Review of the Capital Framework for Large Banks Conference
Speech - 7/22/2025
Federal bank regulatory agencies seek further comment on interagency effort to reduce regulatory burden
Press Release - 7/21/2025
Speech by Governor Waller on the economic outlook
Speech - 7/17/2025

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Upcoming Calendar

[Image: Federal Reserve’s Renovation of Two Historic Buildings]

[Image: Review of Monetary Policy Strategy, Tools, and Communications]

[Image: What is FedNow? Learn more]

Disaster Preparedness and Recovery Resources

Learn more about helpful resources for institutions and individuals who are recovering from California wildfires.

Fed Listens

An important pillar of the 2025 framework review is the ongoing Fed Listens initiative.

Funding, Credit, Liquidity, and Loan Facilities and Reporting

Learn more about the facilities the Federal Reserve has established in response to events related to the COVID-19 pandemic and read reports filed with Congress pursuant to section 13(3) of the Federal Reserve Act.

Capital One-Discover Application and related materials

Access the Capital One-Discover Application and related materials.

Financial Innovation

The Federal Reserve Board is committed to supporting responsible fintech innovation, both by the firms we regulate directly, and in the financial market broadly.

Proposals for Comment

Find, review, and submit comments on Board proposals.

Select Statistical Releases

Principal Economic Indicators

Federal Reserve Consumer Help

Icon Files Learn More More Info

The FOMC Calendar

Icon Files View Dates More Info

U.S. Currency Education Program

uscurrency.gov More Info

Last Update: August 1, 2025

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Board of Governors of the Federal Reserve System

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Board of Governors of the Federal Reserve System

20th Street and Constitution Avenue N.W., Washington, DC 20551

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